Many homeowners across the country have decided that right now is a good time to get a mortgage refinance. With the low interest rates available, mortgage lenders and banks are overwhelmed with applications for refinancing. Here are some tips which will help you application get the attention it deserves, and make a mortgage refinancing easier.1) Remain RealisticMortgage lenders and banks have been tightening up their home loan requirements and eligibility minimums. Having a good credit score and some equity in your home is a good step to getting an approval. Figuring out how much equity is in your home is easy. Simply take the amount you owe on the mortgage from the homes market value. The number that you get will give you a rough idea of the amount of equity you have in your home. If you owe a lot more than your home is actually worth, or have some bad credit issues, you most likely will not be able to refinance your home with a traditional lender or bank.2) Have PatienceThere is a lot of paperwork associated with a mortgage refinancing, and it may take some time to process. Have patience after you have applied for refinancing, as your information is working its way through the system. In the meantime, keep your credit score up, and do not take on any new debts or lines of credit.3) Be in ContactYour mortgage broker or representative should at least contact you weekly with updates, even if nothing has happened yet. However, you can do your part on this side too. If you have not heard from the broker or representative for a few business days, contact them through phone for an update. Put yourself out there as the squeaky wheels always get the grease first.4) Ask Questions.It is up to you to make sure you understand and are comfortable with the terms, conditions, and costs of your home loan refinance. Ask any questions you may have, and pay close attention to the answers. Do not sign anything until you are absolutely sure that the information you have is going to help you make the right mortgage refinance decision for yourself.5) Prepare the DocumentsYou will probably need to provide more information and paperwork after your have completed and submitted your home loan application. Most likely, there will need to be proof of income, debts, and other finances. Having this paperwork ready to go will make the process easier when you are contacted about needing them.6) Be PreparedIf your home loan refinance application is approved, you will need to cover any closing costs, and sign the loan paperwork. Make sure you have money available in your bank account to handle any fees or closing costs. Also, be sure to sign the home loan documents as soon as possible.These simple tips will make the mortgage refinance process easier and faster for homeowners.