Category: Business

If you’re living from paycheck to paycheck rest assured you’re not alone. Many folks barely make ends meet on a week to week basis. Sadly many people can’t even remember where they spend their money. They only thing they know is that it’s all spent before their next paycheck. This lack of financial wisdom is…

While you may be thinking of refinancing your home to save money, there are many considerations to keep in mind before selecting a mortgage company. The type of interest rate you have, the reputation of your current mortgage company or bank, and the amount of money left to pay off are just a few of…

The Obama administration has implemented a Home Refinance Stimulus Package to revive the sinking housing market and prevent the continued onslaught of foreclosures. Maybe you qualify to refinance your overwhelming mortgage.President Obama has made helping the millions of struggling homeowners a priority in his Home Refinance Stimulus Package. Banks are being given financial incentives to…

Although every situation is different, there are a few basic steps you can take to make sure everything is in place for you to receive the funding you need for your college education.These basic steps begin with the loan application instructions. Be sure to read them thoroughly and follow them completely so that your application…

A home equity loan is a loan based on the equity of your home. In a home equity loan, the lender shares a security interest in your home. If the loan is not repaid with interest, the lender can claim your home. Equity is the value of your home, minus any mortgages and liens.The loan…

The mortgage market and interest rates go through many changes, and what seems like a great deal one minute can become a poor one the next. Refinancing is designed for those that took out a home loan deal in the past, and for whatever reason have realised that there are now better, more affordable, or…

Of course you wouldn’t want to lose your home and so a 40 year refinance for your existing mortgage loan may be a very attractive and appealing alternative to keep your house and make sure your family are safe and secure. Though you may dislike the idea of having to owe other people money for…