Category: Business

Refinance your mortgage so you don’t lose your house! For most Americans a mortgage is the largest investment they will ever make. Owning a home has always been considered a major aspect of the ‘American Dream’. While many Americans work and save for years to be able to afford their dream home many times they…

There are a number of reasons for refinancing your home loan regardless of your financial situation or the economy. Refinancing can help you lower your monthly payment amount, qualify for better terms or interest rates, even build equity in your home at a faster rate. Here are three common reasons for refinancing your mortgage and…

Consolidation debt rate is the rate of interest that a borrower is charged on a debt consolidation loan in order to get rid of multiple debts. The interest rate however varies from lender to lender.Your credit score also determines the rate of interest charged on the loan. Credit score as rated by FICO is a…

The end of the second quarter of 2010 is almost at an end and mortgage interest rates are currently near historic lows. This is very encouraging for anyone looking to secure a new mortgage or to refinance an existing mortgage at a lower interest rate.Now might be a great time to consolidate some high interest…

Americans are in a heap of debt trouble today. According to the American Payroll Association:”67% of Americans would find it difficult to meet their current financial obligations if their next paycheck was delayed for one week.”You heard it right. Americans are living from paycheck to paycheck, feeling faint whenever delays are inevitable. With this grim…

When undergoing a mortgage refinance, one step in the process is acquiring an appraisal of your home. An appraisal is a written estimate of the market value of your property. Mortgage lenders will use an appraisal to determine the amount one qualifies for the mortgage. The appraisal will also establish how much equity there is…

Home is what every body desires, but the desire is limited by a common cause — the bad credit history. But, there’s absolutely nothing to worry about as with poor credit home refinance loans even those with poor or worst credit history can become home owners. This is time of bad and really sluggish economy,…

With high unemployment and a weak economy we can at times find ourselves over our heads in credit card debt. With rates still near record lows, now may be the perfect time for homeowners to consider a debt consolidation loan. There are many lenders eager to help you refinance your mortgage so you can consolidate…

A study by the National Post-Secondary Student Aid reveals that the average student debt is $23,186 after graduation. In addition, college students are likely to have multiple student loans that they must start paying back upon graduation. Federal and private student loans can be consolidated into a single loan, necessitating only one monthly repayment. There…