Throughout the nation, struggling homeowners are regularly taken down by lenders that push ahead with foreclosures regardless of process to offer easement to borrowers who are trying hard to keep up with home loans. Mortgage loan lenders have established a dual-track undertaking toward under pressure customers, negotiating with them over loan modifications while preparing to seize their homes.Officials have been urging home loan companies to intensify their works at altering heavy mortgages and have banned providers from foreclosing on people who are seeking to rework their home loans under a government plan. Mortgage companies, however, have continued to pursue this two-track policy. Especially, consumers who have been working hard to overcome their home loan problems have been punished gravely, according to federal and state officials and consumer groups.Lately, several major banks have temporarily halted a few of foreclosure cases following revelations that false court documents and unacceptable procedures have been utilized to dislodge people from their houses. But unethical carry on in the mortgage marketplace seem not to stop there. The repossession pause has not done much to solve the familiar industry undertaking of repossessing homes from people who had been convinced to believe they might save them.Apparently, it is one of the main complaint from people with payment distress. The banks should choose between a foreclosure and a loan modification. Nonetheless it seems to be more than just electing. It looks like one department is not aware of what the other is doing. You can speak to mortgage modification officers but that doesn’t take you out of the foreclosure firing rage they seem to have.In addition, some people were led to believe that their mortgage loan were being modified to aid them and were offered trial modification. They had no idea that their home loan provider was also undertaking foreclosure at the same time. Then suddenly, they got an repossession notice and allowed no time to to pay the large amount required.Hence any homeowner who is qualified for refinance should increase their efforts and not pin their hopes on their home loan provider lowering mortgage rates. It seems that mortgage providers worry little about their existing customers while they are eagerly chasing fresh borrowers.