Do you have any questions regarding debt consolidation grants?Many people have asked me questions like, what is a debt consolidation grant. Or are these grants are available to them or not?Answer to first question is that debt consolidation grants are aids provided by federal government to prevent you from a situation like filing a financial bankruptcy. It is also important to know that these grants are not loans.The answer to your second question is that yes, these grants are available to you as a common US citizen but only if you are in a situation where you can’t control your financial situation anymore. You just need to prove the government agencies that you are not in condition to pay off your debts.Again, many asked me about the intention of the government for providing such grants?The answer is that government does not want its citizens to be in a situation of financial disaster as this is not a favorable condition for the market as well as for the society. Furthermore, intention of these grants from government is that you should be given an opportunity of a lifetime to overcome your financial problems and a chance to improve your and your family’s overall quality of life.Now these grants are available through an online forms as well which actually reduces the processing time of your application. Government is much more willing to help you if these grants are required for education, child care or for any home improvement. This help can easily be used for clearing off any education loan, medical bills on priority basis.If you are honest with your current reality in terms of your finances and willing to act responsibility after taking this type of help from government, I highly recommend looking for a debt consolidation grant rather than waiting for something worse than your present reality.