When you look at it, there are a lot of loan consolidation centers in the market and it can be quite confusing when you are looking for the right center for you. And to make things worse, a lot of them are willing to sugar coat their services so that they can get your business. So, in order to protect yourself, you have to check the reputation of the company before you accept their services.Are these centers willing to fulfill your need? They need to look at what you want and recommend the best package to fit your need. You can always look for other alternatives if their proposals don’t match what you want.And just to let you know, there are a lot of illegitimate consolidation institutions which disguise themselves as legitimate student loan companies. They often charge high interest rate, expensive processing fee and made up excuses just to ask you to pay more for their service.That is why you have to know what packages the loan consolidators are offering and what is the maximum interest rate they are charging. Besides that, you will also want to check the credential of the loan companies with the Better Business Bureau before you get their service.Then, you want to know how is the service of the student loans consolidation agencies. There are complaints that some student loan consolidation companies will take their sweet time to process your application. This is quite frustrating when you are trying to save some money. This is because the longer they drag your application, the longer you will have to pay multiple interest rates to different loan companies.Lastly, you also want to look into your ability to repaying the consolidated loans and what you can bring to the bargaining table. Student loan consolidation institutions are business people after all. They need to protect the loans they offered to you. So, you will have more bargaining power when you bring more loans for consolidation.