Having some difficulties repaying your student loan debts?You’re in luck because this article has simple but really effective college loan repayment tips.First off, plan your pay off strategy. You can actually start planning while you are still in college so you already have a direction to follow after graduation.Apply for as many scholarships as you can. You can check if your college has financial aid programs you can take advantage of. You can also check online for scholarship offers, if you can apply to say, fifty scholarships, then maybe you get accepted in five.Likewise, apply for as many grants as you can. Who knows, you might get lucky enough to find deals that forgive student loans?Get a work-study job. Check with your college’s campus employee office if they can help you. Having a job while studying will save you from taking student loans or adding to the loans you already have.Doing volunteer work is already a great help with college loan repayment. Do you know that the Peace Corps and Americorps have student loan forgiveness programs and educational grants you can avail of? These programs and grants can help reduce your loans by $5000 to total debt forgiveness.Thinking about consolidating your loans?Think again. Debt consolidation may sound like a great option especially if you find it hard to keep up with your monthly payments however this option will lose you the chance of applying for loan forgiveness and you might just be eligible for that.If you can get summer jobs in between terms, then do so and save your money in a high interest savings account. Your savings can pay off a large chunk from your loans so by the time you graduate you wouldn’t be overburdened by your college loan repayment obligations.